Disclaimers are tedious, so I will keep this short.
Nothing in this blog constitutes legal advice. This is free. Legal advice you have to pay for.
The problem with a Blog is that you cannot cover topics with the detail they deserve, nor can you know what the circumstances are of the person reading it. People write textbooks about some of subjects I am posting on, not pithy one pagers.
This essentially means that the contents of this blog are worth what you paid for it….which is, I think, fair enough.